After a suitable mount-point is created (in this example
mkdir -p /mnt/fscapital_server/), into /etc/fstab put the following (all on one line) :
# Mount windows Server drive : //192.168.10.120/server /mnt/fscapital_server/ cifs username=andrewsm,password=whatever 0 0
where each of the spaces above is really a cntrl-t (Tab) - just for neatness, really.
Then one can
mount /mnt/fscapital_server/ and see the drive immediately with
ls -l /mnt/fscapital_server/. Simple.